Don't just take our word for it

Read what the press is saying

"The court said the loan agreement was unenforceable under the Consumer Credit Act after the original loan company had wrapped insurance payments into the debt and then added interest and penalty payments to the total"

"The bill gives us the once-in-a-generation opportunity to prevent more people becoming trapped in grossly unfair credit deals."

"There are undoubtedly thousands, if not millions, of other unfair loans out there still to be checked."

"You may think that once you've signed a contract, it's legally binding, no matter what. But if the terms in the contract are judged to be unfair, you may not be bound by them."

What is the process of claiming unenforceable loan?

The process itself is quite straightforward. From the details you give us we will draw up an authorisation letter which you will need to sign. This will authorise us to act as your representative.

Once we receive your approval, we will write to your lending company and ask them to send us the original contract you signed.

Once we write to them, they have 21 days to return legal documentation we request. The reason we have to wait 21 days is because legally any formal request needs to wait for at least 21 days.

After 21 days if they have not responded to our request then they will default on legal obligation and you walk away from the contract itself and do not have to make any further repayments.

However, if they do respond the case can take a bit longer. In any cases you will be notified of any progress of your case.